Welcome to your dream Florida lifestyle at 55 Pepper Tree Rd in beautiful Santa Rosa Beach, FL - an exceptional coastal residence just about 2 miles to the pristine white sands of 30A beach access with easy golf cart rides to surf, sand, and sea. This beautifully crafted, 2022-built home offers nearly 3,800 square feet of thoughtfully designed living space that perfectly blends comfort, style, and functionality. The open-concept layout invites family gatherings and entertaining, while abundant natural light and quality finishes create a warm, beach-inspired atmosphere. Featuring 5 bedrooms and 5 bathrooms, this generous floor plan accommodates both everyday living and hosting guests with ease. Relax on charming front and back porches, toast evenings around the fire pit, or imagine adding a private pool in the expansive backyard. The home sits on a large 0.30-acre lot with a fully fenced backyard, irrigation system, and a professional Mosquito Joe system -- ideal for outdoor enjoyment year-round. There's ample parking, including space for up to 10 vehicles, boats, and RVs, plus a two-car garage. Inside, enjoy recessed lighting, custom blinds, and well-appointed spaces that cater to relaxing, everyday living and entertaining alike. **No HOA** means freedom to personalize and enjoy your coastal retreat exactly as you wish. Just minutes from dining, shopping, parks, and world-class beaches, this is coastal living at its finest -- a perfect primary residence, second home, or investment opportunity.