A rare opportunity awaits in Carson Oaks, where waterfront access meets resort-style amenities in one of Santa Rosa Beach’s most charming tree-lined communities. A true boater’s paradise, residents here enjoy exclusive use of a private boat launch and waterfront park with deepwater access to Choctawhatchee Bay, complete with docks, a brand-new boatyard pavilion, an outdoor kitchen and a lounge area designed for relaxing after a day on the water. Even better, eligible veterans can take advantage of an *Assumable VA loan at just 3.125%* on $543,283 — an exceptional value in today’s market. This beautifully updated two-story home features more than $82,000 in thoughtful improvements, offering refined living across three bedrooms, a spacious loft, and inviting common areas both indoors and out. Upgrades include luxury vinyl plank flooring throughout the upper level, new interior and exterior paint, custom window treatments, a custom iron stairwell, and a backyard entertainment area finished with new brick pavers and synthetic turf. The bright, open kitchen boasts newer appliances and updated lighting, and the loft offers custom cabinetry with granite countertops — perfect for additional storage or a flexible work-from-home setup. Out front, a welcoming screened porch with a custom wood door opens to a paved parking pad, and a picturesque street lined with magnolia and palm trees, while the backyard is designed for low-maintenance enjoyment and privacy. With its blend of natural beauty, upgraded comfort and unbeatable boating access, 132 Carson Oaks Lane offers the lifestyle you’ve been waiting for. The Carson Oaks neighborhood is renowned for its exceptional community amenities, including monthly events, a large updated pool with new furniture and TVs, a recently resurfaced pickle-ball court, a stocked fishing pond with beautiful green spaces framed by majestic oak and magnolia trees, and a private boatyard for year-round enjoyment. Conveniently located near Highway 98, Sandestin's Grand Boulevard premier shopping and dining, and only 10-minutes to the 30A beaches, this home is ideal as a primary residence, second home or long-term rental investment.