Welcome to this beautifully maintained home located in the desirable Shell Cove community of Ruskin, Florida. Priced at $319,900, this spacious residence offers 1,846 square feet of comfortable living space featuring 3 bedrooms plus a den, OR could easily be used as a traditional 4 bedroom, PLUS 2 full bathrooms. The open-concept floor plan is enhanced by durable ceramic tile flooring throughout the main living areas, creating a clean, cohesive look that is both stylish and low maintenance. The kitchen is designed for both everyday living and entertaining, featuring granite countertops & island, stainless steel appliances, and a brand-new, never-used refrigerator. The primary suite offers a relaxing retreat with a walk-in closet plus an additional built-in closet, dual vanity sinks, and a walk-in shower. Step outside to enjoy the screened-in lanai, perfect for morning coffee or evening relaxation. For added peace of mind, a generator hookup is already installed and ready for connection. Shell Cove residents enjoy resort-style amenities including a community pool, clubhouse, dog park, and playground-all available with the low, annual HOA fee. This home is ideally located for boating and outdoor enthusiasts, with two marinas within approximately 3 miles: Shell Point Marina on the Little Manatee River and Little Harbor Marina on Tampa Bay...plus nearby Lands End Marina offering boat storage, service, and water access. Additional nearby attractions include E.G. Simmons Regional Park, the Manatee Viewing Center, Camp Bayou Nature Preserve, Bahia Beach/Little Harbor, and the Ruskin Family Drive-In Theatre. Enjoy the benefits of coastal living while located in desirable X500 flood zone.