Located in Flood Zone X in the heart of Port St. Joe, this charming traditional-style block home delivers comfort, convenience, and true coastal living with no HOA restrictions. Offering 1,280 square feet of well-maintained living space, the home features three bedrooms, one and a half bathrooms, and a spacious den ideal for everyday living or entertaining guests. Fresh interior paint pairs beautifully with thoughtful upgrades, including a FilterTech whole-house water filtration system and a Rinnai tankless hot water heater, adding modern efficiency while preserving classic character. The durable metal roof provides long-term peace of mind, while the fully fenced backyard creates a private outdoor retreat complete with a fish-cleaning house, a 10x16 storage shed, and a generous patio designed for grilling, gatherings, and relaxing evenings after a day on the water. The driveway accommodates two vehicles, and city water and sewer add everyday convenience. Positioned just minutes from Port St. Joe High School, Port St. Joe Elementary School, Salinas Park, and St. Joe Country Club, this home also enjoys immediate access to shopping, dining, and local favorites. The city walking and biking path runs directly in front of the property, making it easy to enjoy the laid-back Florida lifestyle Port St. Joe is known for. Move-in ready and partially furnished, this is an exceptional opportunity in one of the area's most desirable in-town locations.