Fabulous first-floor, corner St. Andrews model in Harbour Village, offered fully furnished and truly turnkey. Owned and enjoyed exclusively as a second home and never rented, this residence has been exceptionally well cared for and thoughtfully upgraded, ideal for buyers seeking effortless coastal living from day one. Enjoy the convenience of ground-level living, perfect for those who value easy walk-out access for pets, enhanced mobility, or simply the comfort of no stairs or elevators. Just a five-minute flip-flop stroll to the no-drive beach, this home delivers the ultimate Florida lifestyle. Play nine holes, watch the sunset over the fairway, then dine by the marina, all within this gated community. This spacious three-bedroom, three-bath residence features three private en suites and has been exquisitely renovated with over $60,000 in upgrades, including wood-look tile flooring, quartz countertops, custom tile showers with frameless glass, upgraded lighting, and fresh interior paint. The desirable corner location provides added natural light, privacy, and an open feel. Includes an assigned covered garage space plus ample guest parking. Harbour Village offers 24-hour gated security and an unmatched resort-style lifestyle with a private beach club, oceanfront pool, indoor and outdoor pools, tennis courts, golf, multiple fitness centers, sauna, steam room, fishing pier, scenic walking trails, on-site restaurant, car wash, and full-service marina with slips available for rent or purchase. Pet-friendly community with three-month rental minimums. Gated, coastal luxury, first-floor, fully furnished, meticulously maintained, and move-in ready. Perfect as a primary residence, second home, or lock-and-leave coastal retreat!