Built solid with poured concrete construction and located steps from the Atlantic, this stunning 3-story, 4-bedroom, 4.5-bath Ponce Inlet estate offers the kind of quality and lifestyle that's truly hard to find on the Florida coast. OWNER FINANCING AVAILABLE. With ocean views from all four balconies, you'll never lose sight of why you chose to live here. The heart of the home is the open-concept second floor, where a spacious living, dining, and kitchen area flows seamlessly beneath beautiful cedar plank ceilings. A gas fireplace anchors the living space, while the chef's kitchen impresses with silestone countertops, GE Monogram gas appliances, a built-in griddle, warming drawer, and infrared heating counter -- everything a serious cook could want with an ocean view to match. Step outside to one of several balconies to take in the breeze, or head down to the ground-level paver patio to unwind in the salt-water heated pool. The entire third floor is dedicated to the master suite -- a true private retreat complete with two balconies, a walk-in closet larger than most bedrooms, and its own wet bar and coffee station and a private office with an ocean view. A private spiral staircase connects the master level directly to the second floor for effortless access. The remaining bedrooms, a dedicated office, and 3-car garage provide all the space and flexibility a family needs. Smart home features throughout include a private elevator serving all three floors, tankless water heater, central vacuum, intercom, and security system. Located in the laid-back, uncrowded beach community of Ponce Inlet -- walk to the beach, the lighthouse, nearby restaurants, and world-class fishing. This one truly has it all.