Welcome to 8109 Nalo Creek Loop, a well-cared-for 3-bedroom home in Pensacola offering 1,815 square feet, 2 full baths, all-brick construction, fresh flooring, a 2-car garage, and no HOA. Built in 2016 in Lost Creek, this home combines a functional split floor plan, inviting living spaces, and convenient access to everyday Pensacola destinations. Step inside to brand-new carpet in all three bedrooms and gorgeous dark wood-look luxury vinyl plank flooring throughout the rest of the home. The open family room features plant ledges and a ceiling fan, while a separate dining area and breakfast nook provide flexible spaces for everyday meals and gatherings. The kitchen offers granite countertops, an island, breakfast bar, walk-in pantry, stainless steel electric range, dishwasher, and French door refrigerator. The spacious primary bedroom is privately positioned at the rear of the home, with a primary bath featuring double vanities, a garden tub, and large walk-in closet. Two additional bedrooms and a hall bath complete the split-bedroom layout. Outside, enjoy a covered back porch, .14-acre lot, and 2-car garage. Lost Creek features all-electric homes and underground utilities, and this property has no HOA plus a termite bond through Arrow Exterminators. I-10 and University Town Plaza are approximately 5 minutes away, with West Florida Hospital, the University of West Florida, shopping, dining, and local favorite Taqueria El Asador nearby. Downtown Pensacola is approximately 15 minutes away and Pensacola Beach approximately 25 minutes away. This 3-bedroom home in Pensacola has been loved, thoroughly cared for, and is ready for its next chapter.