Take advantage of a $10,000 seller-provided concession that can be applied toward closing costs, a flooring allowance, or a rate buy-down with an acceptable offer! This immaculately maintained bayfront retreat is spread across three thoughtfully designed levels, offering 1,900 square feet of coastal elegance and panoramic views of Pensacola Bay from nearly every room. Upon entry, you're welcomed into a versatile mother-in-law suite, currently functioning as an art studio. This space features shiplap-accented walls, custom built-in storage, a beverage fridge, and sweeping water views, making it a serene and functional haven. The second level hosts the main living and dining areas, where tall ceilings and coastal hues create a bright, inviting ambiance. Beautiful tile flooring flows throughout, leading you to the bayfront balcony, perfect for enjoying morning coffee or al fresco dining while soaking in the soothing bay breeze. The fully remodeled kitchen is a showstopper, boasting quartz countertops, coastal tile backsplash, warm wood cabinetry, new fixtures, and a luxury Café appliance suite. A guest suite on this level includes twin beds, a work desk, and a private ensuite, offering comfortable accommodations for visitors. Upstairs, the third floor features the primary suite of your dreams—a bay-facing oasis with floor-to-ceiling natural light, a private terrace spanning the entire width of the unit, and unbeatable views of the Emerald Coast’s sunrises and sunsets. The spa-inspired ensuite offers dual vanities, modern fixtures, white shiplap walls, and a private water closet. An additional guest suite with a queen bed, lush green views, and a private bath rounds out the top floor. Upgrades include: new HVAC (2020), new roof (2021), tankless water heater (2020), new exterior and interior paint, remodeled kitchen, updated appliances, custom cabinetry, and more. This rare bayfront gem blends comfort, luxury, and unbeatable views—ready to welcome you home.