Seller offering a $3,000 credit toward closing costs, prepays, or rate buy down with acceptable offer. Beautiful, well-maintained 3BR/2BA home with no HOA, situated on a spacious .27-acre lot and offering 1,801 sq ft of living space. Built in 2005, this home features a long list of upgrades and thoughtful touches throughout, including a 2019 hurricane-rated 26-gauge metal roof, 5'' thick concrete driveway with extended parking (poured in 2020), a hurricane rated insulated carport (2020) and 12' x 12' hurricane-rated storage building with concrete floor. Inside, you'll find solid wood cabinetry, granite countertops, and stainless-steel appliances (stove 2024, microwave 2021, dishwasher 2020), along with 19'' porcelain tile throughout the main living areas and bamboo flooring in the bedrooms. The spacious main suite offers dual vanities, his-and-her walk-in closets, a floor-to-ceiling tiled shower with dual wall-mounted heads and ceiling-mounted rainfall fixture, plus a separate jetted tub. Additional highlights include a large laundry room with a flex space that could be utilized as an office nook or additional storage, ceiling fans throughout, custom blinds, LED lighting, and an energy-efficient Carrier HVAC system. Exterior features include a screened-in tiled back porch, covered grill area, storage building, hurricane shutters, irrigation system with well pump, and security motion lights for driveway and backyard. This home is conveniently located with easy access to Tyndall Air Force Base, Naval Support Activity Panama City, shopping, dining, public boat ramp, and the Gulf Coast beaches. All measurements are approximate; buyer to verify if important. Additional Notes: 1. The roof is 26-gauge steel (25% thicker than standard residential 29-gauge steel). Sherwin Williams finishes with high Solar Reflective Index (SRI) value, resulting in cooler attic temperatures versus other types of roofs, thus energy savings summer electricity bill. 2. New exterior Sherwin-Williams Premier Loxon XP paint (2025) 3. Radiant barrier insulation and foam insulation in the south and west facing walls. 4. Quiet belt-driven garage door opener with premium nylon rollers 5. Backyard features mature trees/bushes, arbor with grape vines, and a blueberry plant. Backyard access via easement behind home. Fenced on two sides from adjoining neighbors' fences. Trees/bushes and shed provide privacy at back of property, but if desired can easily be enclosed. 6. Transferable Termite bond with Ensec