This whimsical and versatile two-story home located at the end of a quiet dead-end street, offers views of the Lagoon from the upper-level balcony and is just a half mile from beach access #9 and the Dolphin Street boat ramp. Ideal for full-time living or a vacation getaway, this property features two full kitchens, making it perfect for hosting, multi-generational living, or potential rental income.The main-level kitchen was fully remodeled in 2023/2024, featuring sleek stainless steel appliances, butcher block countertops, new laminate flooring, an island with breakfast bar, and a large pantry closet. Thoughtfully designed floor-to-ceiling cupboards light up automatically when opened, adding both convenience and charm. A large laundry room, also updated in 2024, adds to the home's practicality.Upstairs, new Berber carpet leads to two spacious bedrooms, a full bath, and a second fully equipped kitchen--plus a private balcony with a tranquil water view of the Lagoon, as well as a large 15x15 deck over looking the back yard. There is ample parking both in front, with the full-size carport and large driveway, and in the back accessible from Biltmore Drive. Enjoy the coastal lifestyle in the generously sized backyard, perfect for casual barbecues under the covered patio. Additional upgrades include a new roof (2019), a 3-ton heat pump A/C (2024), a 16x10 shed (2021), and a newly redone driveway with full-size carport (2023). An electric instant water heater was also installed in 2023.Located just minutes from white-sand beaches, shopping, dining, and all the attractions of Panama City Beach--this home offers comfort, flexibility, and unbeatable value in one of the area's most sought-after locations.