Open House October 8th(10-1pm) and 9th (2-4pm). Welcome to your next investment — not just a home, but an opportunity with future rezoning potential! This spacious residence sits directly off Hwy 390, offering both convenience and flexibility under Bay County (not Panama City) jurisdiction — meaning lower property taxes, fewer restrictions, and room for creative use. Enjoy gardening, raise chickens, or explore the option of converting this into your next business front (inquire about rezoning possibilities). Location is key! Centrally positioned in the heart of town, you'll be close to dining, shopping, schools, and local amenities. From the moment you arrive, the beautiful double mahogany doors make a memorable first impression, setting the tone for the timeless charm found throughout. Inside the main building, you'll find a spacious floor plan featuring 3 bedrooms, 2 bathrooms, and a 2-car garage. The living room feels open and welcoming, highlighted by cathedral ceilings, a wood-burning fireplace, and built-in shelving — a perfect setting for family gatherings or cozy evenings in. The kitchen provides generous space for cooking and entertaining, featuring an oversized island with an electric cooktop, double ovens, a wine area, abundant wood cabinetry, a dedicated pantry, and an eat-in dining area overlooking the backyard. The primary bedroom is privately tucked away and includes its own en-suite bath. The two additional bedrooms are comfortable and carpeted — ideal for kids, guests, or a home office. From the primary suite, step into the oversized sunroom that overlooks the enormous fenced-in backyard where you'll find: A deep, in-ground Gunite pool A large covered patio for outdoor dining Mature fruit trees, palms, and oaks for natural beauty and shade A private dock on a peaceful pond filled with birds, fish, and tranquil scenery Also in the backyard: A detached storage building for tools or gardening supplies A large detached garage/workshop equipped with 220 power, perfect for projects or hobbies — whether restoring a hot rod, woodworking, or running your own studio Additional Features: Roof replaced in 2019 Geo-thermal HVAC system for efficiency Well and septic system (lower utility costs) Approximate distances: Downtown St. Andrews - < 5 miles Naval Support Activity Panama City (NSA) - 8 miles Tyndall Air Force Base - 13 miles Northwest Florida Beaches International Airport (ECP) - 16 miles Pier Park - 14 miles Blending traditional design with everyday comfort, this home offers generous living space and a tranquil outdoor retreat — ready for your modern updates and personal touch to make it truly shine.