Charming Brick Home on a Spacious Cul-de-Sac Lot - Eligible for City Down Payment Assistance!Welcome to 2208 Owens Circle, a solid 3-bedroom, 1.5-bath brick home nestled at the end of a quiet cul-de-sac in the heart of Panama City. This home offers incredible potential with great bones and several major updates already completed, including a newer roof, HVAC system, and water heater.Enjoy the Florida lifestyle year-round from the large screened-in back porch--perfect for relaxing or entertaining. The huge fenced backyard is a standout feature, offering ample room for gardening, puppy paradise, a future pool, or play space. It also includes a handy storage shed and mature shade trees.Inside, the home retains its original finishes, providing a blank canvas for your personal style and updates. Additional features include a carport, laundry room, and low-maintenance brick exterior. The kitchen features solid wood cabinets in great condition. The property also includes an irrigation system connected to a well (may need some work), mature landscaping, and updated flooring.Conveniently located within Panama City limits, this property may qualify for city-sponsored down payment assistance programs--making it an excellent opportunity for first-time homebuyers or investors. Just 1.5 miles from the Port of Panama City, 4.3 miles from Naval Support Activity Panama City, and 12.3 miles from Tyndall Air Force Base. Craving the beach? The sugar-white sands of Panama City Beach are only 6.8 miles away.Don't miss your chance to own a home with exceptional potential in a prime central location!