OWNER CONSIDERING SELLER FINANCING! WELCOME to the ultimate 20+ acre natural oasis and homestead located at 11214 Stone Road in Panama City, Florida. Featuring roughly seven cleared acres and multiple acres of planted pines surrounding, two working power poles, and a 2019 pole barn. RV and inventory are negotiable. This property offers a rare setup to live off the land or build your dream home while you live on-site. EXPERIENCE true self-sustainability and privacy in a very rural setting surrounded by 3,000 acres of timber on three sides, featuring exceptional access from either road with double access points on the backside of the property plus a reliable road easement in place, and conveniently positioned roughly 18 miles from Panama City, about 25 miles from Panama City Beach, roughly 20 miles from Tyndall Air Force Base, and about 25 miles from the NSA Navy base, making it an ideal commute for military families looking for space. INDULGE in the breathtaking beauty of three natural ponds fed directly from Bear Creek, fully stocked with bass, brim, catfish, crawfish, and American eels--where you can most certainly paddle board right on the ponds, or clear the Distributary which is a natural channel that takes water out of a main creek and distributes it across the surrounding terrain, to open up your own private kayaking route, while the water also serves as a regular drinking spot for majestic split-tailed kites that nest in the trees every year. DISCOVER unmatched utility independence featuring completely free well water from a deep private well, an extra-large septic tank with 50-foot drain fields, high-speed (Starlink not included) Wi-Fi, a heavy-duty pole barn and workshop with electricity plus storage buildings, and a durable shell driveway built from Stone Road using authentic shells sourced from the 2022 St. Andrew's shipping dredge. ENJOY magnificent, crystal-clear starry nights stretching across the night sky because this property sits far enough north inland to completely escape the city lights. EXPLORE incredible agricultural and lifestyle potential with flourishing peach trees, fig trees, loquat, wild blackberries, blueberries, and grapes, alongside selective livestock available including ducks, and chickens like Silkies and Frizzles. This can be your Equestrian & Livestock Haven! Bring your horses and cows! The land is primed for pastures, custom-fenced paddocks, and riding trails right out your back door. Timber & Land Potential: Zoned AG-2 (Agriculture/Timberland), offering incredible scale, natural beauty, and endless room to roam! This is an investor's dream, and the owners welcome New Developers with strategic financing options! Call your favorite realtor for more information today! Buyer to verify all information deemed important.