Charming 2020-Built Home in the Heart of St. Andrews Enjoy modern living in this beautifully designed 2020 home featuring an open-concept layout filled with natural light. The spacious great room seamlessly connects the family room, dining area, and kitchen, creating the perfect setting for everyday living and entertaining. Luxury vinyl plank flooring enhances all main living areas, while the bedrooms offer comfortable carpeting. The bright, stylish kitchen showcases white cabinetry, stone countertops, stainless steel appliances, decorative tile backsplash, and a convenient bar with seating -- ideal for gathering with friends and family. The private primary suite is tucked at the rear of the home and overlooks the peaceful backyard. This retreat includes two walk-in closets and a spacious bath with dual vanity, stone counters, a deep soaking tub with shower, and a private water closet. Two additional bedrooms sit in their own wing at the front of the home, each with generous closet space and excellent natural light. A second full bath offers a white raised panel vanity with stone tops and tub/shower combination. Additional interior features include a laundry room with washer, dryer, and shelving, plus a two-car garage equipped with an electric vehicle charger. Step outside to enjoy Florida living at its best. Relax with morning coffee on the screened lanai overlooking your private, fully fenced backyard oasis. The brick-paved patio is perfect for grilling and entertaining, while cool evenings invite you to gather around the firepit -- complete with four Adirondack chairs that can convey with the home. This property has also been successfully used as a part-time short-term rental, offering excellent income potential while still allowing owner use -- making it an outstanding investment opportunity or a perfect place to call home. Unbeatable Location Less than one mile from the beloved Beck Avenue district of St. Andrews, you'll enjoy easy access to local favorites like Finn's, Uncle Ernie's, Alice's on Bayview, Luna Muna Café, and more -- along with shopping, live entertainment, and the St. Andrews Marina. Festivals and events take place throughout the year, including Mardi Gras, the Blessing of the Fleet, the Fall Festival, the Boat Parade of Lights, and the weekly Saturday farmer's market at Oaks by the Bay Park. The bay and Beach Drive are just moments away. Optional Turn-Key Opportunity The home may be sold fully furnished and equipped, including linens, kitchenware, small appliances, beach gear, grill, and more -- making it ready for immediate enjoyment or rental. Additional Highlights Extra side driveway parking for guests Inviting front porch overlooking the lawn Quick access to waterfront views to the south and west This is truly one of the most desirable neighborhoods to live, vacation, or invest in -- come see today what you could call home tomorrow.