Opportunity property with value-add potential in Panama City. This 3-bedroom, 1-bath home offers 900 square feet on an oversized 0.309-acre lot inside city limits. The roof was replaced in 2019, providing a key structural update already completed. The single-story layout includes vinyl plank flooring, a functional living and dining area, built-in bedroom storage, and a dedicated laundry space. A screened front porch adds covered outdoor space, while the detached one-car garage is connected by a covered breezeway for convenient access. The fenced backyard offers, generous depth, and room for future improvements or expansion. With no HOA restrictions and a large lot size, the property provides flexibility for renovation and long-term upside. Located near Downtown Panama City and St. Andrews Bay, this home offers convenient access to shopping, dining, parks, and waterfront amenities within Bay County. A strong opportunity in an established residential setting. Conveniently located near everyday amenities, the property is approximately 1.2 miles from Downtown Panama City and about 1.1 miles from St. Andrews Bay access. Grocery options including Publix Super Market at Millville are approximately 0.8 miles away, with additional shopping and dining along 15th Street within roughly 1 to 1.5 miles. Oakland Terrace Park is approximately 0.6 miles away for outdoor recreation. Nearby schools include Cherry Street Elementary approximately 0.9 miles away, Rosenwald High School approximately 0.7 miles away, Jinks Middle School approximately 1.3 miles away, and Bay High School approximately 1.5 miles away.