Looking for a beach home WITHOUT flood insurance? HERE is your DREAM LOT to build your dream beach home! The Palms at St. Teresa offers 10 deep lots overlooking the Gulf & Alligator Harbor, with gorgeous water views from the ground level. This lot is high & dry, no need for pilings, you can build on slab! The lot has already been cleared and permit submitted for septic. This gated community has a newly constructed 8" wide boardwalk w/golf cart parking and plans to extend to deep water to add boat slips in the near future, as well as a front gate refresh. These are a must-see to understand their beauty & serene coastal living! Sellers have custom house plans available for purchase (2180 sqft by Joe Wynn)