THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING OUR PREFERRED LENDER! Welcome to this inviting 3-bedroom, 2-bath split floorplan home with a den/office in the desirable Waterford community of Palmetto, FL. that is NOT IN A FLOOD ZONE! This home also has HURRICANE IMPACT WINDOWS THROUGHOUT with a fully transferrable warranty. From the moment you enter through the elegant leaded-glass front door, you’ll be greeted by a formal living and dining area with vaulted ceilings that offers additional space to gather. The primary suite is a private retreat off the back of the home with laminate flooring, sliding doors to the lanai, a walk-in closet, and an ensuite bath with walk-in shower. Two bedrooms and a full bath with tub/shower provide privacy and comfort for guests or family. Den or bonus room in the back offers lanai access. The spacious kitchen features stainless steel appliances, a breakfast bar with pendant lighting, a cozy dinette, and a pantry closet—perfect for everyday living and entertaining. It opens seamlessly to the family room, where sliding glass doors lead out to a screened lanai with tranquil backyard lake views. Additional highlights include a versatile den/office, dedicated laundry room, two-car garage, and mature, low-maintenance landscaping for easy Florida living. Residents of Waterford enjoy a welcoming community lifestyle with a clubhouse and heated pool. The home’s location offers quick access to Buffalo Creek Golf Course, Moccasin Wallow Golf Club, Buffalo Creek Park, Terra Ceia Preserve and State Park, and the Felts Audubon Preserve—where you can immerse yourself in nature. Minutes away from Sunshine Skyway Bridge and fishing pier, Ellenton Premium Outlets, fine dining, entertainment, etc. Approximately 30 minutes to our area sugar sand beaches! With shopping, dining, and I-75 nearby for an easy commute, this home combines both convenience and the beauty of Florida living.