Welcome to Monterey Cove at Bayside Lakes - a beautiful gated community offering privacy, convenience, and resort-style amenities. This meticulously maintained 3 bedroom, 2 bath home offers spacious living and a peaceful setting with no rear neighbors for added privacy. Inside, you'll find a bright and inviting floor plan, with tasteful finishes and custom built-in furniture that can remain with the home, if desired. Enjoy the ease of living near shopping, dining and entertainment, with top-rated schools just minutes away. The community features a recreation area, sparkling pool, and HOA includes landscaping-all designed for low maintenance living in a highly desirable location. Don't miss this opportunity to own in one of Pam Bay's premier neighborhood! We offer a wide variety of loan programs to help more buyers qualify and make homeownership possible!