Charming corner-lot home in Webb's Viking Manor, tucked away in a quiet cul-de-sac area with no HOA, no CDD, and no extra community fees. This 3-bedroom, 2-bath home offers fresh paint, updated bathrooms, and a comfortable split-bedroom layout. Step inside from the screened front porch into the cozy living room with wainscoting accent wall and French doors leading to a covered patio and privacy-fenced backyard. The kitchen/dining combo offers a peninsula with barstool seating, pantry, electric stove, dishwasher, and refrigerator. The owner's suite features two walk-in closets, a spacious bath with new shower unit, and a 6-foot vanity. Additional features include a two-car garage, indoor laundry, mature landscaping, 2009 metal roof, and HVAC approximately 3 years old. Walking distance to St. Johns River State College and close to HCA Florida Hospital, schools, downtown Palatka, public boat ramps, and the St. Johns River.