Set on 1.03 acres in one of Palatka's most convenient locations, this marvelously-maintained 3 bedroom, 2 bath home with a den/office puts you just minutes from shopping, restaurants, parks, and the St Johns River. The heart of the home is a spacious open-concept living area where the kitchen, dining room, and living room come together under a soaring vaulted ceiling - an ideal space for entertaining or everyday living. The kitchen features solid wood cabinets, a breakfast bar, and appliances new in 2023, with luxury vinyl plank flooring underfoot. Step outside to a new deck overlooking a private, tree-filled backyard, complete with a fire pit area for cool evenings and a storage shed for the mower and more. Recent updates include a new water heater and water filtration/softening system (both 2026) and AC (2020). A finished 2-car garage and 2,073 sq ft of living space round out this move-in ready home. Private financing may be available with sizeable down payment. Act fast!!