ASSUMABLE VA LOAN - 3.125 percent INTEREST, BALANCE $225K! You do not have to be a Veteran to assume this loan! Absolutely delightful and affordable 3-bedroom, 2-bath concrete block/brick home tucked away on a quiet cul-de-sac in one of Ormond's most desirable areas. This inviting residence offers spacious bedrooms, a warm and welcoming living room with a wood-burning fireplace, and a functional layout perfect for everyday living or entertaining. The kitchen includes an island perfect for casual meals or working from home. An indoor laundry room adds convenience. Enjoy the cozy back porch with floor-to-ceiling glass windows—ideal for relaxing year-round. The pie-shaped, fully fenced backyard offers privacy, play space, and a concrete block workshop. Recent updates include a 2019 hot water heater, 2022 3-ton 15 SEER AC, and 200 amp electric panel. Located in a top-rated school zone near Tomoka State Park, the Loop, beaches, and just 2.4 miles from the Granada dining district!