Enjoy the Florida lifestyle in this beautifully maintained 2 bedroom, 2 bath home with direct Gulf access and a private dock, located in the desirable 55+ pet-friendly Riverwood Estates community, where you own your land and enjoy an incredibly low $20/month HOA. From your backyard, cruise directly through the mangroves and out to the Gulf of Mexico. (**Seller willing to include Suntracker Party Barge a $24,000 value, with 60hp Mercury engine, trailer, Garmin GPS/FishFinder, & Storage cover.) This spacious home features an open layout, large kitchen, generous primary suite with double sinks and walk-in closet, plus a large laundry room. Recent upgrades include a new roof and new A/C (both replaced in 2020), new hot water heater, and a repaired deck. Appliances are included. The property is connected to public water and sewer and features an irrigation system. A two-car garage provides space to store your 20 ft boat and trailer, further enhancing this waterfront lifestyle. Bonus: Home comes with a membership in the community social club, which provides use of the pool and social activities. Annual dues are $300 (2026). Ideally located just minutes from Marco Island and downtown 5th Avenue Naples, offering world-class dining, shopping, beaches, and entertainment.