Welcome to 91 Charlotte Avenue, a stunning 4-bedroom, 3.5-bath coastal retreat that perfectly blends modern luxury with timeless craftsmanship. Located just minutes from the sugar-white sands and turquoise waters of the Emerald Coast, this home offers the ideal balance of elegance, comfort, and convenience. Step inside to discover an inviting open-concept layout highlighted by upgraded millwork, designer finishes, and abundant natural light. The chef's kitchen flows seamlessly into the spacious living and dining areas—perfect for entertaining or relaxed family living. Both the first-floor and second-floor primary suites provide private sanctuaries with beautifully appointed bathrooms and generous closet space, offering flexibility for guests or multigenerational living. Outdoors, unwind in your private pool with a luxurious swim-spa feature, surrounded by a thoughtfully designed patio space ideal for lounging and entertaining. While this home would make an exceptional investment property, it has never been rented and has been meticulously maintained as a private second home, showcasing true pride of ownership. Enjoy the convenience of deeded beach access situated near premier dining, boutique shopping, and world-class golf, 91 Charlotte Avenue embodies the best of the Emerald Coast lifestyle. Whether you're seeking a full-time residence, vacation retreat, or investment opportunity, this home delivers sophistication, comfort, and coastal charm in every detail.