If you've been waiting for the right home where a little vision and effort can translate into real value, this is it. A blank slate ready for owner-occupants to move in and upgrade over time into your ideal home, or to flip. Brand new fence front and back! Systems are of insurable age and condition: Roof 2016, HVAC 2024; water heater 2015; electrical panel Square-D 1996. And, it's located only 4 miles west of Hurlburt Field, 10 miles east to Okaloosa Island, and 10 miles west to Navarre Beach, combining convenience with coastal access. This 3-bedroom 2-bath house greets you with a covered front porch, great for watching the neighbors walk or drive by. Stowe Road is a loop, eliminating through traffic and creating a quiet place to walk. Keep reading... ...As you enter the house, the vaulted living room ceiling provides a spacious airy feel, and the wood-burning fireplace evokes cozy evenings with family and friends. Through the opening, on the left is the dining area, graced by a large window for lots of natural light, and on the right is an open kitchen with a breakfast bar, pantry, and loads of storage and counter space. Down the hallway is a full bath, followed by the primary bedroom and bath, then two additional bedrooms. The primary bedroom lets onto a spacious open back deck, plenty of room for outdoor seating, grilling, and creating your own backyard retreat. The deck looks out towards green space...no neighbors over the back fence! There are plywood hurricane shutters in the shed (which conveys as-is) with space for your yard equipment. The lawn pump also conveys as-is. This is the kind of home where smart updates can create meaningful value. Move in, make improvements over time, and shape it into the home you've envisioned. Schedule a showing today!