VA assumption 3.875% Interest rate! This home is close to the military bases, white, sandy beaches of Navarre and has panoramic views of the Santa Rosa Sound. Gorgeous brick and pool home with 2858 sq ft, 4 bedroom and 3 full baths located in a waterfront community, Emerald Pointe! This home has views from many rooms of the beautiful Santa Rosa Sound! Watch sunsets from the front balcony and sunrises from your back patio! Private beach access in this community allows for fishing, paddle boarding, canoeing and boating! Relax on the upper balcony and watch sunsets and dolphins playing in the Intercoastal waterway! Enter the home into a foyer which opens to the great room, the dining room, and kitchen. The kitchen features stainless and black appliances to include a French door refrigerator, dishwasher, stove and oven and rangehood. Other features include custom cabinetry with crown, granite countertops, and brushed nickel hardware and faucet. The kitchen has water views of the sound. There are two raised bars that seats up to 7 guests and seating at the island. There is an open floor plan with the kitchen opening to the dining room and great room. The ceilings are vaulted in the eat in kitchen area and in the living room they are vaulted and double height. Ceilings in the bedrooms are 9 feet. The dining room has picturesque windows overlooking the pool and Sound! The living room has a gas fireplace with custom surround and mantel, built in entertainment center with crown. There are tile floors that have a wood grain look. The dining room is adjacent to the kitchen and has views of the sound and front yard. There is a guest bedroom on the first floor and a full guest bathroom. The laundry room is large and leads to the oversized two car garage. In addition the primary bedroom is on the first floor and is very large! There are views of the backyard, pool and intercoastal waterway! There are two walk in closets with custom closet systems and a very large primary bathroom. The bathroom has a spa tub, walk in shower, and two separate vanities. Lighting has been updated throughout the home. Upstairs there are two additional bedrooms and a Jack and Jill bathroom. The upstairs landing is large enough for a home office. The upstairs bathroom has is very long with double sinks and has raised panel doors and cultured countertops. The views from this home are unbelievable. Open the 2 inch vinyl blinds and there is the water! The exterior of the home is perfect for coastal living. The large, covered upper balcony features room for seating and provides views of the sound and sunsets! The back yard has an in ground pool with a liner. There is a firepit and built in planters for herbs or flowers. The community features deeded beach access and a private dock! This home provides privacy on two sides! There are unobstructed views of the sound from the back yard. The Roof (2021 yr) and HVACs (2025) have been replaced. Water heater 2016. Carpet 2023. A Buyer to verify all dimensions and information.