2,220 SF 4BR/2BA on 1/4+ ACRE in X-FLOOD ZONE (No Flood Ins Req). No CDD, Vaulted Ceilings & Oversized Garage. Welcome to Woodridge, one of Lutz’s best-kept secrets. Tucked beneath majestic oaks on a quiet, tree-lined street, this 2,220 sq ft home offers a rare combination of solid value, financial peace of mind, and deed-restricted quality. The Money-Smart Features That Matter: Save thousands annually with No CDD fees, a low HOA of just $450/year, and a Flood Zone X designation, meaning lenders do not require flood insurance! Inside This Bright, Functional Home: The split floor plan flows effortlessly, highlighted by vaulted ceilings in the formal living and family rooms. Both spaces feature disappearing pocket sliding glass doors that open entirely to the screened lanai, perfect for enjoying Florida’s weather without the bugs. The Kitchen: Centers the home with stainless steel appliances, generous cabinetry, ample counter space, and an open view into the family room and screened porch. The Primary Suite: A retreat with a walk-in closet, direct slider access to the lanai, and a bath with dual vanities, a soaking tub, and a step-in shower. Smart Layout: Three additional bedrooms offer flexibility for a home office or guest suite. The 2nd bath features a convenient exterior door for easy backyard access, and the home includes a dedicated laundry room inside. Outdoor Living & Prime Location: Situated on a private 1/4+ acre lot, the backyard offers ample room for garden beds, entertaining, or future pool or projects, while the oversized 2-car garage handles all your storage needs. You are minutes from SR-54 and I-75 (Downtown Tampa is just ~25-30 min away), plus the Wiregrass Mall and Tampa Premium Outlets. Investors: Looking for a solid long-term rental? This property’s low carrying costs and high-demand location make it a standout choice. Homes with this character, lot size, and financial position move quickly. Schedule your private showing today! Zone for Denham Oaks Elementary, Cypress Creek Middle School and Cypress Creek High School.