Welcome to 125 Harbor Bluffs Drive in Largo, a spacious 4-bedroom, 3-bath split-level home where flexibility, functionality, and an inviting layout come together in the well-established Harbor Bluffs community. Offering multiple living areas and a versatile floor plan, this property presents an appealing opportunity for a variety of living arrangements while providing the foundation to personalize and enhance over time. The main living area features an open layout connecting the living room, dining space, and kitchen, creating a natural flow for everyday living and gatherings. A fireplace serves as a focal point, adding warmth and character to the space. The kitchen has been updated with stone countertops and stainless steel appliances, and both bathrooms on the main level also feature stone surfaces, providing a cohesive and refreshed feel throughout the home. The main level includes a primary bedroom with an ensuite bath, along with two additional bedrooms and a guest bathroom. French doors from the main living area lead out to a generous patio and pool area, offering ample space for outdoor dining, relaxing, and entertaining. The fenced yard and expansive deck create additional opportunities for outdoor enjoyment, including space for a future grill station or outdoor kitchen setup. The lower level offers a large bonus room along with an additional flex space, ideal for a media room, game room, playroom, home office, hobby or craft area, fitness space, or extended living area. The upper level features a private guest suite complete with a living area, bedroom, and full bath, along with its own exterior entrance, offering flexibility for extended guest accommodations or a private retreat. Additional features include a circular driveway providing convenient access and additional parking. The Harbor Bluffs neighborhood is known for its established setting and proximity to a variety of local amenities. The property is located approximately 3 miles to Indian Rocks Beach and Belleair Beach, approximately 5 miles to Downtown Clearwater, approximately 20 miles to Downtown St. Petersburg, and approximately 18 miles to Tampa International Airport. Nearby parks, marinas, golf courses, and the Belleair Causeway provide access to outdoor recreation, while shopping, dining, and everyday conveniences are available within a few miles along West Bay Drive and surrounding areas. All information is believed to be accurate but is not guaranteed. Buyers and agents to verify all facts and information pertinent to their purchase decision.