USDA Eligible for ZERO DOWN FINANCING| BRAND NEW HVAC and NEW ROOF PRIOR TO CLOSING WITH AN ACCEPTED OFFER! YAY, NO HOA | Quiet Cul-de-Sac Living. Looking for a home with peace, privacy, and possibility? This adorable and updated 3-bedroom, 2-bath South Lakeland beauty just got even more attractive with a fresh price improvement! Situated at the end of a quiet cul-de-sac with NO HOA and USDA ELIGIBILITY for zero down payment, this property is the perfect blend of charm, value, and location. From the moment you arrive, you’ll love the oversized driveway—ideal for guests, extra vehicles, or even a boat. Step into the spacious screened-in front porch, a perfect year-round hangout spot for morning coffee or evening breezes. Inside, enjoy the open-concept layout featuring stylish finishes, natural light, and a large granite kitchen island that serves as the heart of the home—perfect for casual meals or entertaining friends. A beautiful brick fireplace adds warmth and character, while French doors lead you to a peaceful back screened lanai overlooking the fenced yard and fire pit area. **BONUS: There's even a Florida Room with a custom built-in bar—ideal for game nights, hobbies, or relaxing weekends. The spacious primary suite offers a walk-in closet, dual vanities, and separate shower and water closet—plus two additional well-sized bedrooms and a guest bath down the hall. The backyard has space to roam, a storage shed, and endless potential for pets, gardening, or future additions. Plus, with NO HOA, you’ll enjoy total freedom. This home is perfectly located near shopping, medical, dining, and major highways—making it ideal for first-time buyers, families, smart investors looking for a high-demand rental location or simply for anyone looking for a fabulous home for a great price. THIS Central Florida treasure can be yours! Schedule your private tour today!