OWN A WATERFRONT HOME WITH AN ASSUMABLE 2.75% VA MORTGAGE! YOU DO NOT HAVE TO BE A VETERAN TO ASSUME A VA LOAN! Imagine enjoying the lakefront lifestyle while taking advantage of an incredible 2.75% ASSUMABLE VA MORTGAGE! In today's interest rate environment, this is an opportunity that is hard to find. PLUS, the seller is offering $5,000 toward appliances of YOUR CHOICE! Combine an exceptional interest rate with beautiful waterfront living, and you have an opportunity worth serious consideration. NEWLY RENOVATED and featuring a BRAND-NEW ROOF, this 3-bedroom, 2-bath home is nestled on a quiet street along a peaceful canal with direct access to 355-acre sandy-bottom waters of Lake Clay. From the moment you arrive, you'll appreciate the lush lawn, majestic palm trees, and inviting curb appeal. Inside, soaring vaulted ceilings and luxury plank vinyl flooring create a bright, open atmosphere. The stunning updated kitchen features timeless white shaker cabinetry, classic subway tile backsplash, and rich wood countertops. The desirable split-bedroom floor plan provides privacy for family and guests. The spacious primary suite is a true retreat, featuring a spa-inspired bathroom with dual vanities, a walk-in shower with rain shower head, and a freestanding soaking tub. Two additional generously sized bedrooms are located on the opposite side of the home and share a beautifully updated guest bath, with one bedroom offering its own private entrance. The inviting family room overlooks the backyard and canal, bringing the beauty of waterfront living right into your home. Additional updates include a laundry room with new cabinetry and a TANKLESS on-demand water heater! Step outside to the screened lanai for morning coffee or evening cocktails overlooking the water. Head down to the deck to fish, launch your boat or kayak, or simply enjoy the peaceful surroundings. With direct canal access to Lake Clay, endless days of swimming, boating, tubing, fishing, watersports, and spectacular sunsets await. A large storage shed with electric provides plenty of room for lake toys, equipment, or your dream workshop. Whether you're looking for a full-time residence, a vacation getaway, or a short-term rental investment, this property delivers an exceptional combination of lifestyle, updates, and value. THE REAL SHOWSTOPPER? A 2.75% ASSUMABLE VA MORTGAGE....AND....you don't have to be a veteran to assume a VA loan! Why settle for today's higher interest rates when you may have the opportunity to assume an existing low-rate mortgage and enjoy the best of waterfront living? Don't miss this opportunity to make Lake Clay your backyard. After all... LAKE LIFE IS THE BEST LIFE! VA loan assumption subject to lender approval and buyer qualification. Non-veteran buyers may be eligible to assume a VA loan, subject to applicable VA requirements and lender approval. ****SOME IMAGES ARE VIRTUALLY STAGED TO SHOW POSSIBLE FURNITURE PLACEMENT****