Qualified buyers may have the opportunity to assume an existing FHA loan with a 3.125% interest rate, subject to lender approval and verification. Offering more than 1,400 square feet of living space, this solid concrete Key Largo home features impact windows, a split-bedroom floor plan, and a fully fenced yard. The bright, open interior includes a spacious living area with room for entertaining, dining, and relaxing. The open kitchen connects directly to the main living space and features a newer refrigerator and microwave. The split-bedroom layout provides privacy for the primary bedroom, while the additional bedrooms can accommodate guests, a home office, hobbies, or additional living needs. A separate laundry room offers added convenience and storage. Recent improvements include an air-conditioning system installed in 2021, a new hot water heater, updated bathroom light fixtures, new tile on the rear porch, exterior paint completed within the past few years, and a newer storage shed. Outside, the fully fenced 50-by-100-foot lot provides space for pets, gardening, recreation, and entertaining. The yard includes a butterfly garden, mature avocado, banana, mulberry, and soursop trees, along with a covered concrete patio and screened outdoor area. Located near the end of the street, the home is convenient to schools, restaurants, shopping, Publix, and John Pennekamp Coral Reef State Park, approximately one mile away. Nearby recreation includes beach access, a boat ramp, kayaking, eco tours, and other outdoor activities. With concrete construction, impact windows, valuable updates, flexible living space, and a potential low-rate FHA loan assumption, this Key Largo home presents a compelling opportunity in today's market. Schedule your private showing today.