** $5,000 credit to buyer for closing cost/prepaids/rate buy down** Charming 3-bedroom, 1 full bath and 2 half bath block home in a prime location with great potential! Originally constructed as a single-family residence and zoned CO (Commercial Office), this property offers incredible flexibility for future use. With no kitchen currently installed, it's an ideal opportunity for a buyer or investor to renovate and reimagine the space as a full-time residence or hybrid live-work setup. Features include a newer HVAC system, new septic system, professionally cleaned ductwork, and central air. Situated on a cleared corner lot with a private driveway and ramp-accessible entry, the home provides easy access to shopping, restaurants, and major roads. CO zoning allows residential use—buyer to verify any permitting or use change requirements with the City of Jacksonville Planning Department.