Coming Soon listing, no showings. A 2.25% INTEREST RATE could be yours! Qualified buyers may have the opportunity to assume the seller's existing FHA loan at an incredible 2.25% interest rate, subject to lender approval and FHA requirements. Built in 2019, this 4-bedroom, 2-bath home offers 1,760 sq ft on approximately a quarter-acre lot with no HOA and a backyard overlooking the creek. The open-concept design features LVP flooring, Cambria white quartz countertops, soft-close cabinetry, and a spacious primary suite with a frameless glass shower. Smart-home features, an EV charging outlet, and an upgraded backyard deck add convenience and comfort. The generous backyard and creekside setting provide plenty of space to unwind, entertain, or simply enjoy the outdoors. Conveniently located near Orange Park shopping, dining, recreation, and everyday conveniences. Newer construction, thoughtful upgrades, no HOA, and a rare financing opportunity make this home a must-see!