Seller offering credit toward appraisal costs when using the preferred lender, and the seller is willing to replace the roof with an accepted offer. Well-maintained 4-bedroom home near NAS JAX featuring a split floor plan with a private owner's suite and NO HOA restrictions. The layout includes a versatile den perfect for a home office, second living area, playroom, or potential additional bedroom to fit today's lifestyle needs. Enjoy peace of mind new A/C (2024). The bright interior offers abundant natural light, highlighted by a beautiful front-facing bay window that enhances the main living space. Step outside to a spacious backyard with an oversized shed ideal for storage, tools, hobbies, or a workshop. Perfect for first-time buyers, downsizing, or seeking value and flexibility.