Take advantage of an FHA assumable mortgage at just 2.3%! The water heater will be replaced prior to closing, and with an acceptable offer, the roof will also be replaced. An inviting 3-bed, 2-bath, pool home offers a practical and well-designed layout. The primary suite, is conveniently located on the main floor, while two additional bedrooms upstairs share a Jack-and-Jill bath. The highlight of this property is the backyard retreat—featuring a pool, low-maintenance pavers, and plenty of space for gathering or quiet relaxation. The landscaped front yard enhances the curb appeal. An unbeatable location—just 10 minutes to the beach, 18 minutes to Mayport Naval Station, and close to Mayo Clinic and UNF. HVAC is 2 years .