Welcome to laid-back Florida living in the heart of Mandarin! Nestled on a quiet cul-de-sac, this waterfront home offers beautiful curb appeal with a side-entry garage, mature landscaping, and an inviting leaded-glass front door with sidelights. The backyard is where this home truly shines. Situated on a scenic pond that flows throughout the neighborhood, you can launch a kayak, canoe, or paddle boat right from your backyard and explore the connected waterways. It's a unique setting that brings nature right to your doorstep and creates a peaceful backdrop for everyday living. Inside, you'll find a spacious floor plan designed for comfortable living and entertaining. The large family room features soaring vaulted ceilings and a charming wood-burning fireplace with a beautiful mantle as the centerpiece. The kitchen offers stainless steel appliances, abundant counter space, a breakfast bar, and a sunny breakfast nook overlooking the water. The owner's suite provides a relaxing retreat with double vanities, two walk-in closets, a barn door for added privacy, and easy access to the back patio. The generously sized secondary bedrooms are connected by a convenient Jack-and-Jill bathroom, offering both comfort and functionality. Additional highlights include plantation shutters, attractive colors throughout, a formal dining room, and a large laundry room. Step outside to the pavered patio, perfect for outdoor dining, grilling, entertaining guests, or simply relaxing while taking in the tranquil water views. Whether you're enjoying your morning coffee or an evening breeze, the backyard offers a true Florida lifestyle experience. Conveniently located near shopping, restaurants, parks, and major roadways, walking distance to Loretto Elem. This home combines waterfront living with everyday convenience in one of Mandarin's most desirable locations. ***Assumable FHA mortgage 2.875 offered***