One or more photo(s) has been virtually staged. YOUR WITHLACOOCHEE RIVER RETREAT AWAITS! Imagine starting your morning with coffee overlooking the river, spending afternoons on the water, and ending the day watching the sunset beneath a majestic oak. Welcome to 20 Palm Circle Drive in Inglis, where waterfront living takes center stage. With an impressive 3,595 total square feet, this distinctive 2-bedroom, 2-bath home offers far more than its bedroom count suggests. The expansive Florida room is a standout feature, showcasing sweeping windows, a wet bar, and direct access to the waterfront. Whether you're entertaining guests, enjoying a quiet afternoon with a book, or simply taking in the ever-changing river views, this inviting space brings the outdoors in. A wood-burning fireplace adds warmth and timeless Florida charm. Step outside and discover more than 122 feet of Withlacoochee River frontage, an extraordinary deck and dock built around a majestic oak, creating a waterfront setting that's truly one of a kind. Across the river, the Marjorie Harris Carr Cross Florida Greenway offers a beautiful natural backdrop and an added sense of seclusion. Practical features complement the property's character, including a split-bedroom floor plan, a new roof with a transferable lifetime warranty, a drain field installed in 2022, paved-road access, and no HOA. The seller reports that the home has never flooded; buyers are encouraged to independently verify flood history, flood zone designation, and insurance requirements. Currently operating as a successful short-term vacation rental, this property offers the flexibility to explore an investment opportunity, create a personal riverfront getaway, or enjoy a little of both. Some properties offer a place to live. This one offers a reason to stay. Discover the beauty, boating, and laid-back charm of Florida's Nature Coast. Schedule your private showing today!