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540 20th Avenue, 
Indian Rocks Beach, FL 33785

$2,950,000


3

Beds


3

Baths


2,379

Sq Ft


Single Family


Virtual Tour

Pending

Listed by

Stephen Kepler

Engel & Volkers Belleair

Last updated:

May 7, 2026, 07:45 AM

MLS#

TB8488753

Source:

MFRMLS

About This Home

540 20th Avenue

A rare opportunity not to be missed!! This coastal designed residence on an expansive cul-de-sac lot in coveted Indian Rocks Beach, commanding 112 feet of pristine intracoastal seawall with sweeping east and southeast water views. Waterfront single-story living of this scale and quality is exceptionally rare, offering effortless accessibility without sacrificing grandeur. Comprehensively reimagined in 2021, this home represents the pinnacle of coastal luxury with no detail overlooked. Step through the grand entry to soaring 12-foot ceilings and 10-foot sliding glass doors that blur the line between indoor living and shimmering waterways beyond. The great room anchors the home with an 88-inch linear fireplace, built-in entertainment features, and automated shades in the great room, dining area, and primary suite. Three-zone climate control ensures personalized comfort throughout. The gourmet kitchen is designed to impress, featuring Thermador appliances, Cristallo countertops, dual wine coolers, filtered water dispenser, soft water system, tankless water heater, and thoughtfully designed under-counter cabinetry with pull-out shelving. A dedicated laundry room with utility sink adds everyday functionality. The primary suite is a private sanctuary with a spa-inspired bath offering a spacious walk-in shower with dual rain heads, handheld fixture, built-in niches, Toto electric toilet, and a vanity with discreet hidden outlets. The custom walk-in closet features built-in drawers, shelving, and hanging space designed for optimal organization. On the opposite side of the home, a thoughtfully designed guest wing with private entry provides a fully separated retreat for visitors, complete with custom closet systems. Outdoors, a resort-style setting unfolds with a large saltwater pool and spa, generous covered patio with dual fans and lighting, and a striking built-in gas fireplace table ideal for evening gatherings. Professionally designed low-maintenance landscaping is enhanced by a full LED lighting system that transforms the property after dark. The outdoor kitchen features a built-in gas grill, Kamado Joe smoker, marine-grade stainless cabinetry, refrigerator, storage drawers, and trash container. An outdoor TV and shower complete the alfresco experience, while a professional putting and chipping green elevates leisure beyond the ordinary. On the water, a brand-new composite dock offers both beauty and durability, featuring a 20,000-pound boat lift, dedicated jet ski lift, and kayak and paddleboard rack system for effortless access to the intracoastal lifestyle. Additional practical luxuries include two oversized two-car garages, extensive storage cabinetry with pull-out shelving, a comprehensive exterior security camera system, and Toto toilets throughout. Professionally curated landscaping allows more time enjoying the property and less time maintaining it. Properties that combine single-story design, full renovation, waterfront positioning, and exceptional privacy are extraordinarily rare in Indian Rocks Beach. This is more than a home — it is a statement of lifestyle. Schedule your private showing today.

Home Facts

Single Family

3 Baths

3 Bedrooms

Built in 2021

Price Summary

2,950,000

$1,240 per Sq. Ft.

MLS #:

TB8488753

Last Updated:

May 7, 2026, 07:45 AM

Added:

1 month(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

3

Bathrooms

Total Bathrooms:

3

Full Bathrooms:

2

Interior

Living Area:

2,379 Sq. Ft.


Structure

Structure

Architectural Style:

Coastal

Building Area:

3,770 Sq. Ft.

Year Built:

2021


Lot

Lot Size (Sq. Ft):

10,489


Finances & Disclosures

Finances

Price:

$2,950,000

Price per Sq. Ft:

$1,240 per Sq. Ft.

MLS Logo
The information being provided by Stellar Mls is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Stellar Mls. Engel & Volkers Belleair is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Engel & Volkers Belleair, a broker participant of Stellar Mls. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Stellar Mls and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Stellar Mls. All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.