Welcome to 4980 E Rugby Trail, cozy and inviting nestled in a quaint Hernando neighborhood moments from the beautiful Hernando Chain of Lakes. You have lake access rights which makes it easy to enjoy the peaceful surroundings of nature, fishing and boating. Step inside to discover a home with great bones, loaded with character, beamed ceiling, spacious living room dining room combo with a fireplace, now electric but could be converted back to wood. It's the perfect spot for on those rare occassions where we get a little chilly here. This home also offers a large Florida room ideal for extra living space, hobbies or a nap in the sunshine! Then there is a huge screened in back porch, great place for BBQ and eating al fresco! Enjoy the backyard and mature oaks. While the home retains its vintage charm, it provides a fantastic opportunity to make it your own with modern updates. With a newer roof in 2023, two car garage and solid construction this home is move in ready and waiting for your personal touches. Whether you are seeking a weekend getaway, a comfortable retreat for retirement or even a starter home in a serene area, this property has the potential to be something truly special.