Seller says bring all offers! Welcome to your slice of Florida paradise with NO HOA! This beautifully updated 3-bedroom, 3.5-bath waterfront home offers everything you could want in coastal living, with no flood risk thanks to its solid construction on 9-foot concrete block stilts and a concrete foundation. Step inside the main living area on the second floor and be greeted by breathtaking water views, high ceilings, and a bright, open layout. The living room features a charming white-washed fireplace, while the kitchen boasts granite countertops, stainless steel appliances, and a bar-top eating area—perfect for entertaining. Adjacent is a spacious dining area, ideal for hosting family and friends. Upstairs, the primary suite offers a private retreat with high ceilings, a walk-in closet, and a spacious en-suite bathroom. The second bedroom includes a built-in bunk bed and shares stunning water views with the third bedroom. French doors open to a screened-in second-story deck with a built-in summer kitchen, perfect for BBQs and enjoying Florida's beautiful weather. Out back, your private dock awaits, complete with a covered boat lift (10,000 lbs), metal roof, lattice leaf guard, and a Float-on/Float-off jet ski dock. After a day on the water, rinse off in your custom surfboard outdoor shower, unwind in the DreamMaker Jacuzzi (2023), or gather around the fire pit under the pergola chill zone. Recent upgrades include New metal roof (2023), New AC system (2019), New water heater (2017), New whole-house water filtration & softening system (2024), Fresh exterior paint (2024), New driveway stain & seal (2024), New granite countertops (2017), New garbage disposal (2020), New garage door & opener (2022), New boat lift motors (2022), Interior fully updated (2017). The first-floor garage is a true bonus with ample space for cars, a home gym, workbenches, and includes a 340 sqft tiled studio with a full bathroom and tons of natural light—perfect as a guest suite, office, or creative studio. Plus, the home is pre-wired for a portable generator. This home truly has it all—modern updates, quality construction, unbeatable waterfront access, and all the extras to live the Florida lifestyle to the fullest. Don't miss this rare opportunity to own a waterfront dream home in a NO flood zone location with direct access to Tampa Bay. Do not miss out and scedule your private showing today.