Welcome to the listing for an incredible opportunity in Bear Creek! This 20-acre waterfront property is conveniently located on Hwy 20, close to the intersection of Hwy 231. The surrounding area offers amazing recreational amenities, with Fountain Recreation Park just a few properties over and the picturesque Econfina Creek Spring Recreation Park nearby. One of the best features of this property is its proximity to the stunning Panama City Beach, renowned as one of the world's most beautiful beaches. Within less than an hour, you can find yourself enjoying the sun, sand, and surf that this beach paradise has to offer. But the advantages don't stop there! This property also offers owner financing with flexible terms, allowing you to take advantage of this rare opportunity. With just a 10% down payment and a 10% interest rate for 20 or 30 years, you can become the proud owner of this 20-acre slice of paradise. This is your chance to turn this property into your personal homestead or even a lucrative investment, such as an RV park. Don't miss out on this incredible chance to create the lifestyle you've been dreaming of. Whether you're looking for a peaceful retreat or an investment opportunity, this Bear Creek waterfront property has it all. Contact us now to seize this amazing opportunity before it's gone!Seller is a licensed realtor.Buyer to verify all information. Listing info deemed reliable but not guaranteed.