*VA ASSUMABLE 2.25%* Located on a cul-de-sac in central Fort Walton Beach, this 3-bedroom property offers multiple interior living areas along with a backyard designed for year-round use. The home features a heated chlorine gunite pool and spa, a large patio for outdoor seating, and an additional designated fire-pit area. An 8-foot privacy fence spans the rear boundary, and a yard building provides additional storage. Inside, the floor plan includes a great room with an angled fireplace, a heated/cooled Florida room, and a 282-sq-ft bonus room suitable for office, media, or recreation use. Laminate wood flooring extends through the living room, dining area, and bedrooms. The galley kitchen is equipped with stainless steel appliances, and the split layout places the primary bedroom separate from the secondary bedrooms. The hall bath includes a jetted tub. Property updates and features include a tankless hot water heater, newer washer and dryer, sprinkler system, gas line for outdoor grilling, smart-device-operated thermostat, smoke detectors, and front door lock, vinyl windows installed in 2005, and an HVAC system installed approximately three years ago. 60 AMP EV Charger & 30 AMP RV Power are also included. This home offers convenient access to major roadways, shopping, schools, local amenities, and both military bases.