No HOA. Spacious 4 bed, 2 bath single-family home on a large 6,066 sqft lot. Currently rented for $2,860/month to a reliable long-term Section 8 tenant in place since 2019 (lease renewal through Dec 31, 2025). Brand-new HVAC system installed in 2024. Excellent connectivity to I-95, offering quick access to major destinations. Exclusive Incentive for primary and investors: save 1.5 points on your rate with my lender (e.g., 6.5% drops to 5%). Primary residents enjoy free appraisal and fully covered mortgage insurance—no 1st-time buyer requirement! Current management company can remain in place for a smooth transition. Please do not disturb tenant or knock on the door!