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97019 Harbor Concourse Circle, 
Fernandina Beach, FL 32034

$494,500


4

Beds


3

Baths


2,310

Sq Ft


Single Family


Virtual Tour

Active

Listed by

Adele Suddes

Century 21 Miller Elite

904-261-5571

Last updated:

July 19, 2025, 02:23 PM

MLS#

112893

Source:

FL AINCAR

About This Home

97019 Harbor Concourse Circle

Direct lakefront views in back, lush green landscape in front—this stylishly upgraded home offers beauty in every direction. The flexible layout includes four bedrooms, three full baths, and a bonus flex room ideal for a home office, formal dining, or creative space. Step inside and you're welcomed by a light-filled, open-concept design where the kitchen, dining, and family room connect effortlessly for easy, elegant living. Wide-plank wood-look tile floors flow throughout the main level, while the upstairs suite—perfect for guests or teens—is carpeted for cozy comfort and sound control. The kitchen shines with bright white 42" shaker cabinets, abundant granite counters, a four-seat breakfast bar, and a cheerful nook for casual meals. In the expansive family room, triple glass sliders fully recess to open the back wall to the screened lanai and panoramic water views—a high-end upgrade that turns everyday living into a retreat. The primary suite impresses with bay windows overlooking the lake, a coastal-inspired shiplap accent wall, a spacious walk-in closet, and a serene ensuite bath. Every bedroom and bath boasts thoughtful upgrades, including ceiling fans, designer lighting, framed mirrors, and custom tile. The upstairs ensuite fourth bedroom offers a private hideaway perfect for guests or extended stays. Additional features include a 2023 water heater, HVAC UV light for cleaner air, whole-home surge protection, 2023 washer/dryer, 2022 refrigerator, Ryobi mower, garage shelving, and more—all just minutes from top-rated Fernandina schools, Amelia Island's pristine beaches, and the charming shops and cafés of its historic downtown.

Home Facts

Single Family

3 Baths

4 Bedrooms

Built in 2018

Price Summary

494,500

$214 per Sq. Ft.

MLS #:

112893

Last Updated:

July 19, 2025, 02:23 PM

Added:

19 day(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

4

Bathrooms

Total Bathrooms:

3

Full Bathrooms:

3

Interior

Living Area:

2,310 Sq. Ft.


Structure

Structure

Building Area:

2,310 Sq. Ft.

Year Built:

2018


Lot

Lot Size (Sq. Ft):

5,501


Finances & Disclosures

Finances

Price:

$494,500

Price per Sq. Ft:

$214 per Sq. Ft.

Source:FL AINCAR
The information being provided by Amelia Island - Nassau County Association of Realtors is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information is deemed reliable but not guaranteed and should therefore be independently verified. © 2025 Amelia Island - Nassau County Association of Realtors All rights reserved.

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