Welcome home to this 3 bedroom, 2 bath property in the conveniently located Lofton Pointe Subdivision of Fernandina Beach. Offering comfortable one-level living with an open and functional layout, this home features a spacious living room with vaulted ceilings, abundant natural light, and easy flow into the kitchen and dining area, creating an ideal setting for both everyday living and entertaining. The kitchen is equipped with stainless steel appliances, dark cabinetry, generous counter space, and a breakfast bar overlooking the main living area. The split-bedroom floor plan provides added privacy, with a spacious primary suite featuring an oversized bedroom, walk-in closets, dual vanities, a soaking tub, and a separate shower. The secondary bedrooms are well-sized and share a full bath, while durable flooring through much of the home and a separate laundry room add to the home’s functionality and convenience. Step outside to enjoy the covered back porch and fenced backyard, complete with an expansive paver patio and fire pit area—perfect for relaxing, grilling, or gathering with friends and family. A 2-car garage, inviting curb appeal, and a desirable layout add to the home’s appeal. With some updating and maintenance, this property offers a great opportunity to add your own personal touches and build value. Conveniently located in Lofton Pointe, this home is near shopping, dining, Amelia Island beaches, historic downtown Fernandina Beach, and the highly regarded Nassau County school system, with a short drive to Jacksonville International Airport and Kings Bay Naval Submarine Base. SELLER OFFERING $7500.00 IN CLOSING COST ASSISTANCE ... BUY THE RATE DOWN OR USE AS NEEDED.