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96097 Montego Bay, 
Fernandina Beach, FL 32034

$850,000

4

Beds

3

Baths

2,333

Sq Ft

Single Family

Virtual Tour

Pending

Listed by

Jenny Schaffer

, 

Ariel Marinel

Summer House Realty

904-557-3020

Last updated:

January 17, 2026, 08:31 AM

MLS#

113794

Source:

FL AINCAR

About This Home

96097 Montego Bay

96097 Montego Bay is a well-updated 4-bedroom, 3-bath island home offering over 2,300 square feet on a large fenced lot in the established Islesworth community. The oversized backyard features a heated pool with a new heater and is fully powered by a 22kW Generac whole-house generator capable of running the entire home. An owned propane system (250 gallon tank) services the fireplace, pool heater, and stove, while solar panels (16’ x 27’) enhance efficiency. Major updates include a new roof (2021), two new HVAC systems, new flooring, updated appliances including a Viking stove and enormous 'secret' butlers pantry, remodeled bathroom, new fans and toilets, full exterior repaint (2021), gutters, and upgraded lanai screens. Comfort upgrades include a whole-house dehumidifier, owned water softener, mini-split garage system, and smart Wi-Fi door locks. Additional features include serviced fireplace, fenced yard with oversized gate, backyard storage shed, and a living room TV that conveys. Located minutes from Amelia Island beaches, dining, parks, and Nassau County schools. Love where you live- call soon!

Home Facts

Single Family

3 Baths

4 Bedrooms

Built in 2004

Price Summary

850,000

$364 per Sq. Ft.

MLS #:

113794

Last Updated:

January 17, 2026, 08:31 AM

Added:

13 day(s) ago

Rooms & Interior

Bedrooms

Total Bedrooms:

4

Bathrooms

Total Bathrooms:

3

Full Bathrooms:

3

Interior

Living Area:

2,333 Sq. Ft.

Structure

Structure

Building Area:

2,333 Sq. Ft.

Year Built:

2004

Lot

Lot Size (Sq. Ft):

20,451

Finances & Disclosures

Finances

Price:

$850,000

Price per Sq. Ft:

$364 per Sq. Ft.

Source:FL AINCAR
The information being provided by Amelia Island Nassau County Association Of REALTORS® is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information is deemed reliable but not guaranteed and should therefore be independently verified. © 2026 Amelia Island Nassau County Association Of REALTORS® All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.