Live the best of coastal Amelia Island living with golf, beach days, and downtown just minutes away! This beautifully maintained home at 96046 Montego Bay offers an ideal location near three incredible golf courses, Amelia Island’s beautiful beaches, and historic downtown Fernandina Beach—easily accessible by golf cart. Set against a peaceful, private lake backdrop and wooded views, this home offers the perfect blend of comfort, convenience, and relaxed Florida living. Inside, thoughtful custom touches add both character and functionality. The kitchen features custom cabinetry, pull-out shelving, and abundant storage, while additional cabinetry above the washer and dryer and built-in drawers maximize everyday organization. The den is a standout space with custom built-ins flanking the propane fireplace, a beautiful marble-tile surround, and a custom mantle. Architectural details throughout include custom foyer columns, widened baseboards, and a tray ceiling in the primary suite. The extended back porch and outdoor spaces provide plenty of room to enjoy the peaceful natural setting, with a tiled covered porch and expanded paver area. The widened paver driveway adds curb appeal and convenience. The home also conveys with two refrigerators, an upright deep freezer, two solar attic fans, and a water softener, offering exceptional storage and functionality. With an unbeatable location close to golf, the beach, and downtown Fernandina Beach, this is a wonderful opportunity to enjoy the Amelia Island lifestyle in a home designed for one-story, easy living, while still boasting 4 bedrooms. Txt or call Sarah for a private tour today.