4 Bedrooms...2 Bathrooms...Fernandina Beach...UNDER $400K!!! Don't Walk...RUN!!! Built in 2024, this immaculate homes features a desirable split floor plan that offers privacy and functionality for both everyday living and entertaining. Step inside to discover an open-concept layout filled with natural light, highlighting the sleek quartz countertops, stylish stainless steel appliances, and contemporary finishes throughout the kitchen and living areas. The built-in electric fireplace offers a warm and intimate ambience. The spacious owner's suite features a tray ceiling and large en-suite bath, fully equipped with a dual sink vanity, soaking tub, separate shower, and a walk-in closet. Enjoy your morning coffee or unwind in the evenings from the comfort of the screened lanai, which overlooks a peaceful pond view—creating a serene backdrop to your daily routine. Whether you're hosting guests or simply enjoying a quiet night in, this thoughtfully designed home offers the ideal combination of space, beauty, and convenience. Upgrades include gutters, window treatments, lighting, ceiling fans, and fencing. This move-in ready gem is minutes from shopping, restaurants, Fernandina Beach's historic district and beaches. No CDD! Flood Zone X