MOVE-IN READY + NO CDD + THE UPGRADES ARE ALREADY DONE. Why wait for new construction only to spend thousands after closing? This 2024-built San Marco plan has already been transformed from basic builder-grade into a polished, truly move-in ready home. A welcoming covered front porch opens into a light-filled, open-concept living space where luxury vinyl plank flooring, custom Roman shades, and a cozy electric fireplace create a warm and inviting atmosphere. The timeless kitchen is both elegant and functional, featuring a generous island, classic subway tile backsplash, quartz countertops, stainless steel appliances, and abundant prep space for everyday living and entertaining. The main-level laundry room and mudroom with custom drop zone keep daily routines effortless, while the private primary suite offers a peaceful retreat with dual vanities, a walk-in shower, and a spacious walk-in closet. Upstairs, a versatile loft provides flexible living space perfect for a media room, playroom, or second living area, along with three additional bedrooms and a full bath to comfortably accommodate family, guests, or changing needs. One bedroom has been thoughtfully designed as a stylish home office, complete with custom built-ins and designer sconce lighting. Outdoor living is equally impressive with a covered lanai overlooking the spacious fenced backyard ideal for entertaining, relaxing, kids, or pets. The garage has also been upgraded with durable Shark Coating epoxy floors and custom storage shelving, offering both style and functionality. Ideally located in Fernandina Beach, just minutes from Amelia Island, beautiful beaches, shopping, dining, healthcare, and everyday conveniences, and zoned for A-rated Nassau County schools.