Private retreat on a .57-acre fenced corner lot beneath mature oak trees in sought-after Holly Point with NO HOA and NO CDD. This 4-bed, 3-bath home offers flexibility, privacy, and room for boats, RVs, and all your outdoor toys, just minutes from Amelia Island, downtown Fernandina Beach, shopping, dining, and schools. Elevated for coastal breezes and peace of mind, the home features solid hardwood floors, tile in the kitchen and baths, beadboard accents, pocket doors, and a NEW metal roof (2025). The dedicated office with its own private entrance is perfect for remote work, a home business, or creative space. Downstairs, a private suite and additional air-conditioned flex space provide endless possibilities for guests, multi-generational living, hobbies, a gym, or additional bedrooms. Updates include a new well pump, well tank, bladder tank, and electric water heater. Covered parking, garage space, circular driveway, fruit-bearing plants, and nearby Boat Ramp complete this offering.