Up to 3% seller credit toward buyer closing costs or an interest-rate buydown. Preferred lender credit of 1% of the loan amount toward discount points or closing costs. Incentives subject to lender approval and loan program limits. Southern Creek is a boutique, gated pocket neighborhood with half-acre homesites, tucked away yet close to Fernandina convenience. Brand-new construction with a bright, open layout and clean flow for everyday living and entertaining. Large island kitchen with pantry and practical appliance package, plus a spacious main living area filled with natural light. Primary suite retreat with walk-in closet and private bath with walk-in shower. Rear porch with wooded views and room to unwind after a beach day or downtown dinner. Low-density living, real yard space, and a gated entrance: Southern Creek is for buyers who value privacy, calm, and a clean neighborhood vibe. Perfect for buyers done with cookie-cutter subdivisions. Schedule your tour today.